Monday , July 22 2019
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Money Matters

Do Not Expect Debt Relief, U.S. Warns Africa

The U.S. top Africa diplomat, Tibor Nagy, warned in Pretoria, South Africa on Monday that African countries running up debt they cannot pay back, including China, should not expect to be bailed out by western-sponsored debt relief. The International Monetary Fund and World Bank began the Heavily Indebted Poor Countries (HIPC) Initiative in 1996 to help the world’s poorest countries ... Read More »

10 Harmful Financial Habits

I write this week on ten of the habits that can lead one to financial palaver. And like I have always pointed out in my articles, each of the following highlighted habits would appear too weak and insignificant, until they are too strong to be broken and then, of course, the damage is already done:   Postponing savings You find ... Read More »

‘How Come The Rich Think Differently?’

I once wrote a piece titled, ‘Think like a millionaire’, in which I exhorted us to harbour wealth mentality in order to truly attract a ‘wealthbeing’. I mentioned in that piece that one cannot hope to be a wealthy man if he harbours a poverty mentality. We saw in that piece that millionaires and billionaires think and act remarkably differently ... Read More »

The Power Of Giving  

    The wisdom in giving There is a mystery involved in the art of open-handedness that only a few men understand or care to appreciate. The average man is pleased to receive value and reluctant to part with same. This is the innate base and animalistic instinct present in every being. It is thus not too difficult to comprehend ... Read More »

5 Tried-And-Tested Tips For A Financially Secure Future

Let’s face it, everyone wants a financially secure future. Whether you’ve just started working or are readying for retirement, you would like to be prepared to take on any challenge that life throws you. Most of us have developed our own philosophy when it comes to personal finance. We often find ourselves emulating the habits of people we admire and ... Read More »

VISION: What Do You See? (2)

  VISION: What Do You See? (2)   By LANRE INSPIRATI OYETADE   The me I see is the me I’ll be Anonymous   *Continued from last Monday.   The trick here was that each time I saw what I had written, it made an impression on my subconscious that that was the ideal, and my mind in turn charged ... Read More »

3 Reasons To Retire As Early As You Can

Retiring early might be a pipe dream of yours — and one you assume you’ll never realize. But 37% of workers have retired earlier than they had planned to, per the Center for Retirement Research, and that might happen to you, too. Whether you plan to retire early or not, here are three reasons to contemplate doing so. See if they apply ... Read More »

5 Money Management Habits You Must Stop

The new year gives you the opportunity to reinvent yourself. Naturally, personal finance is an area where everyone would like to see an upward trajectory. This is especially true for Malaysians. Alarming statistics show that 75 percent of us were unable to fork out even RM1,000 for emergencies The Bank Negara Malaysia report said many lacked the skills to manage ... Read More »

5 Pieces Of Advice From Successful Women Entrepreneurs

It’s exciting to be a woman these days. Women have more freedom to be anything they want, and that includes being business owners or entrepreneurs. Doors that were shut to our mothers and grandmothers are swinging wide open for the new generation of women. In the US, four out of every 10 businesses are either majority-owned, controlled or operated by ... Read More »

Understanding What Insurance Assignment Is All About

The term Insurance Assignment refers to the transfer of ownership from the Policy Owner (Assignor) to another person (or institution aka Assignee). The Assignee will now have control of the insurance policy and act as the Policy Owner. There is no change to the life assured in the policy, and the policy will remain unaltered. There are two types of ... Read More »